Aetna Medicare

2010 Aetna Medicare Plan information is now available

Great news! We have new plans available for 2010! Enter your zip code above and click “Submit” to see what’s now available in your area.

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See what other Individual plans Aetna has to offer.

Health Insurance and Products for Individuals

Are you struggling to find good health insurance coverage for you and your family? Running your own business or working for a company that doesn't offer health insurance? Perhaps you've been laid off. Believe it or not, you may have more options available to you than just COBRA. Whether you are a recent graduate, or early retiree — or perhaps you are just new to buying insurance on your own — we can help. Aetna Advantage Plans for individuals, families and the self-employed are designed to make it easy for you to find and choose the coverage that's right for you and your family. Are you a small business looking to insure 2 to 50 employees? If so, please visit the Small Group Employer section of our website. Questions? Please send us an e-mail, we're here to help. Not sure which health insurance plan is best for you? The NEW Aetna Benefits Advisor can help guide you. What is the new Aetna Benefits Advisor? It's a tool that is interactive. And it's easy to use. Get started now.

Aetna Advantage Plans for individuals, families and the self-employed are underwritten by Aetna Life Insurance Company (Aetna) directly and/or through an out-of-state blanket trust. In some states, individuals may qualify as a business group of one and may be eligible for guaranteed issue, small group health plans.

These plans are medically underwritten and you may be declined coverage in accordance with your health condition.

This material is for information only and is not an offer or invitation to contract. An application must be completed to obtain coverage. Rates and benefits vary by location. Health insurance plans contain exclusions and limitations. The Aetna Personal Health Record ("PHR") should not be used as the sole source of information about the member's health conditions or medical treatment. Information is believed to be accurate as of the production date; however, it is subject to change.

Universal Life Insurance

Universal Life Insurance is a form of permanent life insurance. It can provide affordable guaranteed protection and flexibility.

A Universal Life insurance policy provides flexibility that allows you to change, within limits, the death benefit and the timing and amount of your premium. You can build your policy's cash value, or pay a lower premium and focus more on guaranteed protection.

MetLife's Guarantee Advantage Universal Life insurance can be right for you if you want:

• Protection that can last a lifetime
• The flexibility to choose between two policy designs:
  • Protection plus cash accumulation, or
  • Focus on affordable guaranteed protection
• An option for a lifetime of guaranteed monthly income for your beneficiaries

Some things to consider about Universal Life Insurance:

• Cash value growth is based on periodically-declared fixed interest rates. Should rates fall, cash accumulation could suffer, and higher premiums may be needed
• Changing your policy's premium or death benefit can affect your policy's performance and guarantees, possibly requiring higher premiums later.

Your MetLife representative can help you determine whether Guarantee Advantage Universal Life insurance makes sense for you and your family.

¹ In the Guaranteed Protection policy design, departing from the payment schedule or making other changes to your policy may affect this guarantee and higher premiums could be required to keep the policy in force.

² Withdrawals or loans will reduce your policy's death benefit.

³ Reducing or stopping premium payments can affect your cash value and death benefit, and may cause certain benefits to be lost.

⁴ Some riders may not be available in all states. Optional riders are generally available for an additional fee and are subject to underwriting, contractual terms, conditions and limitations as specified in the policy. Most riders can be selected only when you apply for your policy.

Guarantees apply to certain insurance and annuity products (not securities, variable or investment advisory products) and are subject to the insurer's claims-paying ability and financial strength.

Like most insurance policies, MetLife's policies contain exclusions, limitations, reductions of benefits and terms for keeping them in force. For complete costs and details, see your MetLife Financial Services representative.

Guarantee Advantage Universal Life Insurance is issued by Metropolitan Life Insurance Company, New York, NY 10166 in New York State (policy form #1E-34-07-NY) and by MetLife Investors USA Insurance Company, Irvine, CA 92614 in all other states and jurisdictions (policy form #5E-34-07).